BSA Officer
Company: SmartBank
Location: Sevierville
Posted on: April 2, 2026
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Job Description:
BSA Officer Reports to: Compliance Officer, CFO Supervises: BSA
Assistant Position Summary: This position is responsible for
developing, implementing, and administering all aspects of the Bank
Secrecy Act compliance program. Major Duties and Responsibilities:
Adheres to and embraces the SmartBank Way by Acting Smart, Looking
Smart and Being Smart. Actively participates in department
SmartMinute meetings. 2. Advises the Bank’s Compliance Officer,
Senior Management, and Bank personnel of emerging compliance issues
and consults and guides the Bank in the establishment of controls
to mitigate risks. 3. Assists in all aspects of accounts and
activities under different departments of the bank relating to BSA,
AML, and OFAC compliance as described in the FFIEC Bank Secrecy Act
Anti-Money Laundering Examination Manual. 4. Coordinates and
improves BSA/AML program. 5. Oversees monitoring program, including
SAR filing and 314(a) reporting; directly responds to all 314(a)
and 314(b) inquiries, escalates potential watch list hits and
prepares required regulatory reports. 6. Maintains a current
knowledge of the Bank Secrecy Act and all related anti-money
laundering and OFAC regulations; monitors legislative and
regulatory developments regarding the Bank Secrecy Act and reports
important compliance developments to the Board of Directors,
management, and other bank personnel. 7. Performs annual
BSA/AML/OFAC risk assessment. 8. Oversees and develops BSA/AML
training for Board of Directors, management, and bank associates.
9. Reviews policy annually and makes appropriate changes to
mitigate risk to the Bank. Reports changes to the Board of
Directors for final approval. 10. Complies with all audit requests
from internal auditors and is responsible for responses to
findings, as well as completion of policy changes due to audit
findings. 11. Reviews all high-risk activity compiled on a monthly
basis before presentation to the Board of Directors. 12. Carries
out such other duties as may be assigned or requested. Position
Requirements and Qualifications: Education: 1. Associate’s Degree
and 2 years qualified experience in BSA/AML. Training Requirements
(licenses, programs, or certificates): 1. Must attend BSA training
at least twice annually 2. Certified BSA / AML Professional
designation is recommended. Knowledge, Skills, and Abilities: 1.
Ability to apply knowledge and sound judgment in decision-making
using established guidelines. 2. Ability to communicate effectively
with the Board of Directors and regulatory authorities. 3.
Proficient level of computer competency including Microsoft Windows
(Word, Excel, Outlook. 4. Strong math skills. 5. Strong written and
oral communication skills. 6. Detail oriented and ability to
function in a team environment. 7. Demonstrates ability to maintain
a positive attitude. 8. High level of integrity. 9. Able to
maintain regular and predictable attendance. 10. Willing to accept
new ideas and methods and be agreeable to change. Work Conditions:
1. Frequently and regularly required movements using wrists, hands,
and/or fingers. 2. Average, ordinary, visual acuity necessary to
prepare inspect documents or products and operate machinery. 3.
Ability to hear average or normal conversations and receive
ordinary information. 4. May be required to travel to various
branch locations. 5. May be required to travel to training sessions
or meetings.
Keywords: SmartBank, Knoxville , BSA Officer, Accounting, Auditing , Sevierville, Tennessee
