Loan Processor
Company: Vanderbilt Mortgage and Finance
Location: Maryville
Posted on: May 29, 2023
|
|
Job Description:
Great Company. Great People. Great Career.
If you want to work for a company that invests in you while
helpingcustomers achieve the dream of homeownership, check out
ourLoan Processor position! As a Loan Processor youwill use your
skills to work quickly and efficiently through various formsof
communication, adjust priorities and offer flexibility, multitask,
aswell as work with a team toward a common goal. You are rewarded
byengagement opportunities and monthly bonuses, which put you on
the path tosuccess! The Loan Processor is only the first step on
your career journey!With endless career paths, you can work at a
company you love and start aposition that puts you on a career path
for success. Take the first step -It's just the beginning!
Vanderbilt Mortgage. Where you start a job andgain a career!
You could be paid:
---Base plus bonus equates to $24.00/hour
---Annual potential earnings - $48K - $50K
---Average annual income/hourly rate varies depending on
education,experience, and various bonuses
As a Loan Processor and a Team Member at Vanderbilt Mortgage, you
canenjoy these benefits:
---Medical and Dental Plan with Prescription Coverage and
Vision
---401(K) includes 100% company match of the first 4%
---Paid time off days (PTO), paternal leave, and holidays
---Enjoy coming "home" to our brand new, state-of-the-art Home
Office
---Robust wellness programs, on-site workout facility, and
restaurant
---Tuition Assistance for your first degree!
---Work-life balance
---Community involvement including Volunteer Paid Time Off
(VTO)
---Collaborative and energetic work environment-teamwork
---Professional development and promotion opportunities-culture of
mentoring
---Generous BONUSES!!!
Here's what you can expect in the role as a Loan Processor:
The Loan Processor position exists to collect, evaluate, and
prioritize thenecessary elements to approve and build a loan using
Federal and Stateregulatory guidelines. This role does not
negotiate or advise credit terms.
Job Duties:
---Manages the loan pipeline to ensure loans fall within Federal
and Stateregulatory guidelines along with company policies and
procedures andpromotes and protects company reputation while
avoiding costly fines.
---Minimizes points of contact for customer, often communicating on
behalfof various internal groups, including but not limited to Loan
Specialists(LO) and Land Examiners while accurately documenting all
conversations andactivities.
---Provides detailed expectations to and between buying customers
and HomeCenters using various methods of communication.
---Determines proper documentation required based on
income/employment typesand loan types to verify income, employment,
and other financialstipulations to ensure the customer's ability to
repay the loan.
---Calculates income using information verified borrower criteria
andre-calculates debt ratios on behalf of the Loan Specialists
(LO).
---Orders and verifies items such as flood certification, title
commitments,appraisals, surveys, closing invoices, and e-signatures
using VMF system or3rd party vendors.
---Gathers, monitors for accuracy, and sorts documents collected by
HomeCenters & 3rd parties and customers including but notlimited to
customer identification, property owner's agreements, parkaddress
and contact information, home invoices, trade home titles, proof
ofproperty ownership, real estate purchase agreements, bi-weekly
mortgagerequirements, job gap letters, site rent, living expenses,
landlordreferences, used home repairs, etc.
---Orders and verifies items such as flood certification, title
commitments,appraisals, surveys, closing invoices, and e-signatures
using VMF system or3rd party vendors.
---Meets and regularly maintains department phone availability and
standardsto include but not limited to call quality, accuracy, loan
turn time, andRaving Fans Index (RFI).
---Performs other duties as assigned.
What you'll need to qualify:
But also, remember you:
Here are some more reasons to choose Vanderbilt Mortgage!
Vanderbilt Mortgage and Finance Inc. is committed to a diverse
andinclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an
equalopportunity employer and does not discriminate on the basis of
race,national origin, gender, gender identity, sexual orientation,
protectedveteran status, disability, age, or other legally
protected status.
Vanderbilt Mortgage. Where you start a job and gain a career!
Keywords: Vanderbilt Mortgage and Finance, Knoxville , Loan Processor, Other , Maryville, Tennessee
Click
here to apply!
|